27 Castle St, Sligo
071 914 1030

IRIL Member's Group Insurance

                                                                                 

As a leading insurance company, we are delighted to provide you with details of our Group Insurance offering for the members of the IRIL. BMIB Ltd t/as Brian Mullins Insurance Brokers are an independent Insurance Brokers authorised by the Central Bank and we specialise in providing group insurance facilities for representative bodies and professional associations

Why BMIB and why our Group Schemes?

  1. BMIB are an independent Irish insurance broker
  2. Policies underwritten by a secure & rated insurer
  3. Mobile cover
  4. Increased benefits & cover
  5. One Policy wording for all members
  6. On-line application
  1. One point of contact within BMIB
  2. Dedicated & experienced account handlers
  3. Dedicated claims handlers
  4. Substantial premium differential for members
  5. Cover to work with individuals under the age of 16
  6. Policy wordings & limits of indemnity acceptable to the HSE

What is covered by our Policy?

  1. Public Liability €6,500,000
  2. Products Liability €6,500,000
  3. Malpractice €6,500,000
  4. Professional Liability €6,500,000

Cover is inclusive of retroactive cover, Libel & Slander, Jury Service representation and Legal defence Costs in respect of claims made under the policy with no policy excess.

How much does it cost?

The total amount due for 12 months cover under our Group Policies is €110.00. This amount includes the 5% government levy and €10.00 brokerage fee.

Am I eligible for this policy?

In order to apply for this policy, you must be a current IRIL member. You must hold the approved qualification to carry out the treatments you request cover for. If you are a Student member, please contact our office for a quote. Student policies cannot be processed through the website.

Claims Procedures

On the discovery of any event which may give rise to a claim the Insured shall give immediate notice in writing to the Insureds Agent of any loss occurring pursuant to Insuring Clauses; Malpractice, Professional Liability, Public Liability and Products Liability. The Insured shall not disclose to any person the terms of this Policy. Furthermore, no liability shall be admitted, no arrangement, offer, promise or payment, cost or expense shall be made by the Insured without the written consent of the Insurers. Insurers shall be entitled to take control of the defence of any claim or to prosecute in the name of the Insured for their own benefit any claim for indemnity or damage or otherwise against any third party and shall have full discretion in the conduct of any negotiations or proceedings on the settlement of any claim; the Insurers will not settle any claims without the consent of the Insured. However, if the Insured refuses to consent to any settlement recommended by the Insurers or their legal representatives and elects to contest or continue any legal proceedings then the liability of the Insurers shall not exceed the amount for which the claim could have been so settled plus the costs and expenses incurred with their consent up to the date of such refusal, and the Insured agrees to indemnify Insurers for the amount of any judgement, award, settlement, costs and expenses which Insurers are found obligated to pay after the date of such refusal. The insured shall carry out and permit to be carried out any action which may be reasonably practicable to avoid or diminish the loss destruction or damage and to prevent further loss destruction or damage.

Insurers Cancellation

Insurers may cancel this Insurance by giving fifteen (15) calendar days’ notice, such notice shall be given in writing and may be served by registered mail, telex or facsimile transmission, or be hand delivered to the address of the Insured as stated in the Certificate. Any notice sent by registered mail shall be deemed to have been served seven (7) calendar days after dispatch and any notice sent by telex or facsimile shall be deemed to have been served at the time of dispatch. If this Insurance is so cancelled the Insurers shall retain only the earned portion of the premium computed from day to day.

Cooling off Period

The insured has a right to cancel within a short period, up to 30 days from inception, known as the cooling off period. If the insured cancels within the 30-day cooling off period they may receive a pro-rata refund of premium from the insurer. If the insured wishes to cancel outside this period they will not receive any pro rata refund.

How do I apply?

To apply for cover click the below link;

Apply Here

Once completed, you can then proceed to our check-out and purchase your policy on-line and receive your policy documents electronically.  Please note if the IRIL do not issue you with a membership number, please insert 999 on the application form and this will allow to proceed with your application.

Quality customer care
Our experienced staff are on hand to help
get the most cost effective insurance quote
for your needs
Phone: 071 91 41030
9.00am - 5.00pm Monday - Friday.
Contact Us
Brian Mullins Insurance Brokers,
27 Castle St, Sligo
P: 071 91 41030
F: 071 91 38460
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Brian Mullins Insurance Brokers, 27 Castle St, Sligo
B.M.I.B. Ltd \t/as Brian Mullins Insurance Brokers is regulated by the Central Bank of Ireland. Directors: B.Mullins S.Mullins
Registration No: 337473 Registered office: 27 Castle St, Sligo. Content © 2014 Brian Mullins Insurance Broker.